Fintech
230 companies in this sector.
| # | Company | Description | Location | Status | Funding |
|---|---|---|---|---|---|
| 01 | Grab | Southeast Asia's leading super app offering ride-hailing, food delivery, digital payments, and financial services across 8 countries. The largest tech company in the region by market presence. | Singapore, Singapore | Public | $7.9B |
| 02 | Stripe | Financial infrastructure platform that powers online payment processing for internet businesses of all sizes. Provides a suite of APIs and tools for accepting payments, managing subscriptions, preventing fraud, issuing cards, and handling complex financial operations across 195+ countries. | San Francisco, US | Private | $7.9B |
| 03 | Robinhood | Financial services platform offering commission-free stock, ETF, options, and cryptocurrency trading through its mobile app, pioneering zero-commission retail investing. | Menlo Park, US | Public | $4.7B |
| 04 | Klarna | Swedish fintech company and global leader in buy now, pay later (BNPL) payments, offering flexible payment solutions for online and in-store shopping across 150 million consumers and 500,000 merchants. | Stockholm, SE | Public | $4.2B |
| 05 | Kalshi | The first federally regulated prediction market exchange in the United States, approved by the CFTC as a Designated Contract Market in 2020. Enables users to trade event contracts on real-world outcomes spanning economics, politics, weather, sports, and culture. Emerged from Y Combinator's W19 batch. | New York, New York, United States | Private | $3.5B |
| 06 | Ramp | Corporate card and spend management platform that helps businesses save money on expenses. Combines corporate cards with software for expense management, bill payments, accounting automation, and procurement. Known for its rapid growth, reaching $100M ARR in under 3 years. | New York, US | Private | $2.9B |
| 07 | SoFi | Digital personal finance company offering student loan refinancing, mortgages, personal loans, investing, banking, and credit cards. Originally founded by Stanford MBA students to provide more affordable student loan refinancing, it has grown into a comprehensive online financial services platform. | San Francisco, United States | Public | $2.4B |
| 08 | Rappi | Latin American super-app providing on-demand delivery of food, groceries, and goods, along with digital financial services including payments, credit cards, and banking across nine countries in the region. | Bogota, CO | Private | $2.3B |
| 09 | Nubank | Brazilian digital banking platform and one of the world's largest neobanks, offering credit cards, personal loans, digital accounts, insurance, and investment products to over 100 million customers across Brazil, Mexico, and Colombia through a fully digital, mobile-first experience | Sao Paulo, Brazil | Public | $2.3B |
| 10 | Chime | The largest US neobank offering fee-free banking services including early direct deposit, no-fee overdraft protection, and a secured credit-building card, serving over 22 million customers. | San Francisco, United States | Public | $2.2B |
| 11 | Brex | AI-powered corporate spend management platform providing corporate cards, expense management, bill payments, and banking solutions for startups and enterprises. | San Francisco, US | Acquired | $1.9B |
| 12 | Checkout.com | Global payments platform enabling businesses to accept payments online and in-app, providing a unified API for card processing, local payment methods, fraud detection, and payouts across 150+ currencies. | London, GB | Private | $1.8B |
| 13 | Revolut | Global financial technology company offering digital banking services including multi-currency accounts, money transfers, stock and cryptocurrency trading, and payments through its mobile app. | London, GB | Private | $1.7B |
| 14 | Affirm | Affirm is a financial technology company that provides buy now, pay later (BNPL) services, offering consumers transparent installment payment options at the point of sale. Founded by PayPal co-founder Max Levchin, it is the largest U.S.-based BNPL platform. | San Francisco, US | Public | $1.5B |
| 15 | Navan | All-in-one corporate travel, payments, and expense management platform (formerly TripActions). Combines travel booking, corporate-issued payment cards, expense reporting, and analytics for businesses. Serves over 10,000 customers globally and went public on the Nasdaq (NAVN) in October 2025. | Palo Alto, California, United States | Public | $1.3B |
| 16 | Opendoor | Opendoor is a digital real estate platform that pioneered the iBuying model, enabling homeowners to sell their homes online with instant cash offers. The company uses data science and pricing algorithms to buy, renovate, and resell residential homes. | San Francisco, United States | Public | $1.3B |
| 17 | Plaid | Fintech infrastructure company that builds data connectivity tools to power the apps in people's financial lives, providing APIs to connect applications with users' bank accounts. | San Francisco, US | Private | $1.3B |
| 18 | AlphaSense | New York-based enterprise market intelligence platform serving 7,000+ customers including 70% of the S&P 500. Surpassed $600M ARR in Q1 2026. Founded 2008 by ex-Morgan Stanley analyst Jack Kokko. | New York, USA | Private | $1.3B |
| 19 | Trade Republic | European mobile-first neobroker and savings platform offering commission-free trading of stocks, ETFs, derivatives, and crypto, plus savings plans and a cash account with interest. Based in Berlin, it serves millions of customers across 17+ European countries and holds a full German banking license, with the mission of helping Europeans close the pension gap. | Berlin, Germany | Private | $1.2B |
| 20 | Deel | Global HR and payroll platform that enables companies to hire, pay, and manage workers and contractors in over 150 countries, handling compliance, taxes, and benefits. | San Francisco, US | Private | $1.2B |
| 21 | Carta | Carta is an ownership management platform that helps companies, investors, and employees manage equity and ownership. The company provides cap table management, 409A valuations, fund administration, and equity plan management, serving over 35,000 startups and 200+ venture funds. | San Francisco, United States | Private | $1.2B |
| 22 | Tipalti | Finance automation platform specializing in accounts payable automation, global mass payments, procurement, expense management, and treasury operations for mid-market businesses worldwide. | Foster City, United States | Private | $919M |
| 23 | SpotOn | SpotOn is a software and payments platform for restaurants and small businesses, offering point-of-sale systems, online ordering, marketing tools, and workforce management. Founded by twin brothers Matt and Zach Hyman, the company serves as an all-in-one operating system that helps merchants run and grow their businesses. | San Francisco, United States | Private | $895M |
| 24 | Loft | Loft is a Brazilian proptech company providing technology-driven solutions for the residential real estate market. Originally an iBuyer platform, the company pivoted to a B2B model offering SaaS tools, mortgage origination, rent guarantees, and broker services for real estate agencies. In 2025, Loft processed 1.2 million transactions and achieved its second consecutive year of profitability. | Sao Paulo, Brazil | Private | $888M |
| 25 | Plata | Plata is a technology-led digital bank headquartered in Mexico City, offering credit cards, buy now pay later, and banking services to underbanked consumers in Latin America. Founded by former Tinkoff Bank executives, Plata received its full banking license from Mexico's CNBV in December 2024 and operates as Banco Plata with over 3.5 million active customers and $600M+ in annualized revenue. | Mexico City, Mexico | Private | $815M |
| 26 | Ripple | Enterprise blockchain company providing global financial settlement solutions. Its technology, including the XRP Ledger and RippleNet, enables real-time cross-border payments for financial institutions. One of the most prominent companies in cryptocurrency and decentralized finance. | San Francisco, US | Private | $794M |
| 27 | Razorpay | Full-stack financial solutions platform for businesses in India, providing payment gateway, business banking, lending, and payroll solutions. Processes payments via credit cards, debit cards, digital wallets, and internet banking. | Bengaluru, IN | Private | $742M |
| 28 | Gusto | Cloud-based payroll, benefits, and HR platform for small and medium businesses, serving over 400,000 companies. Originally launched as ZenPayroll in 2012 before rebranding to Gusto in 2015. | San Francisco, US | Private | $706M |
| 29 | Mercury | San Francisco digital banking platform for startups and SMBs. Online business checking and savings, corporate cards, bill pay, venture debt, and treasury for 300,000+ customers. Roughly $650M annualized revenue with four straight profitable years. Received OCC conditional approval for a federal bank charter ahead of the May 2026 Series D. | San Francisco, United States | Private | $646M |
| 30 | Amber Group | Amber Group is a digital asset finance platform offering institutional-grade trading, liquidity provision, and asset management services for cryptocurrency markets. Founded by former Morgan Stanley and Goldman Sachs traders, the company grew rapidly to manage billions in assets. Amber went public in 2024 via a reverse merger and trades on NASDAQ as Amber International Holdings (AMBR). | Singapore, Singapore | Private | $628M |
| 31 | Vestwell | Digital savings and investment infrastructure platform that powers workplace retirement plans, state-sponsored savings programs, and other savings vehicles for financial institutions, employers, and governments. Serves over 500,000 businesses and more than 2 million active savers with $50B+ in assets administered. | New York, US | Private | $623M |
| 32 | Dapper Labs | Dapper Labs builds consumer applications for the tokenized economy, creating CryptoKitties (which introduced the ERC-721 NFT standard), NBA Top Shot, NFL ALL DAY, and the Flow blockchain. The company is one of the most prominent in the NFT and Web3 space, enabling people to own, earn, and trade digital assets from major brands. | Vancouver, Canada | Private | $605M |
| 33 | Groww | Groww is India's largest direct-to-consumer digital investment platform, offering mutual funds, stocks, IPOs, ETFs, digital gold, and derivatives trading. Founded by four former Flipkart employees, the company grew from a mutual fund distribution platform to a full-service brokerage serving millions of retail investors across India. A Y Combinator alumnus (W18 batch), Groww was YC's first company to list on an Indian stock exchange. | Bengaluru, IN | Public | $593M |
| 34 | Block | Financial technology company (formerly Square) building economic empowerment tools including the Square point-of-sale ecosystem, Cash App peer-to-peer payments, Afterpay buy-now-pay-later, and Bitcoin-focused initiatives. | San Francisco, US | Public | $590M |
| 35 | Anchorage Digital | Anchorage Digital is America's first federally chartered cryptocurrency bank, providing institutional-grade custody, trading, staking, governance, and settlement services for digital assets. Founded by former Square and Docker security engineers, the company received its national trust bank charter from the Office of the Comptroller of the Currency in January 2021. | San Francisco, United States | Private | $587M |
| 36 | Greenlight Financial Technology | Family fintech platform providing a debit card and money management app for parents and kids. Offers parent-managed spending controls, allowance management, chore tracking, savings goals, and stock investing tools for children ages 5 to 17. Reached a $2.3 billion valuation and serves millions of families. | Atlanta, United States | Private | $553M |
| 37 | Digital Asset | New York-based developer of the Canton Network, a Layer 1 blockchain for tokenized institutional assets. 700+ ecosystem participants and already profitable. Founded 2014. | New York, USA | Private | $540M |
| 38 | Zip Money | San Francisco-based AI-native enterprise procurement platform. Automates purchase-to-pay workflows across accounting, sourcing, and vendor management for mid-market and enterprise. Customers include Notion, Ramp, and Discord. Founded 2020. | San Francisco, United States | Private | $516M |
| 39 | Coinbase | Leading cryptocurrency exchange and blockchain platform that enables users to buy, sell, store, and manage digital assets. Operates one of the largest regulated crypto exchanges in the world, serving retail and institutional customers with trading, staking, and custody services. | San Francisco, US | Public | $506M |
| 40 | Lemonade | Lemonade is an AI-powered insurance company offering renters, homeowners, pet, car, and life insurance through a fully digital platform. Founded by tech entrepreneurs with no insurance background, the company uses behavioral economics and artificial intelligence to streamline the insurance experience. | New York, United States | Public | $480M |
| 41 | inKind | Restaurant commerce enablement platform that provides upfront capital to restaurants in exchange for food and beverage credits, rather than equity stakes or traditional loans. Diners buy and redeem credits via the inKind app with a 20% back rewards model. With 4M+ users and 6,000+ restaurant partners across the US, inKind has deployed over $600M to restaurants including 20 Michelin-starred restaurants and 50 James Beard Award nominees. | Austin, US | Private | $455M |
| 42 | Wave | Wave is a mobile money platform building affordable, accessible financial services across Africa. Founded by the creators of Sendwave (YC W12, sold to WorldRemit for $500M), Wave offers cash deposits, withdrawals, peer-to-peer payments, and business payments through a network of over 150,000 agents across eight West African markets. Starting in Senegal, Wave became the country's largest mobile money provider and the first unicorn from Francophone Africa. The platform serves more than 20 million monthly active users. | Dakar, SN | Private | $441M |
| 43 | OpenSea | OpenSea is a decentralized marketplace for NFTs and digital assets. Originally the world's largest NFT marketplace, the platform has evolved into a multi-chain trading platform supporting NFTs and token trading across 22+ blockchains. Founded after being inspired by CryptoKitties, the platform relaunched as OS2 in 2025 with cross-chain functionality and reduced fees. | New York, United States | Private | $427M |
| 44 | Signifyd | Signifyd provides a Commerce Protection Platform that uses machine learning and large-scale data network effects to provide guaranteed fraud protection for e-commerce merchants. The platform automates order decisions with a financial guarantee against chargebacks, enabling merchants to maximize revenue while minimizing fraud losses. Signifyd's network processes billions of transactions from thousands of merchants worldwide. | San Jose, United States | Private | $409M |
| 45 | Wise | Global financial technology company (formerly TransferWise) that provides international money transfers at real exchange rates with low, transparent fees. First company to do a direct listing on the London Stock Exchange. | London, United Kingdom | Public | $396M |
| 46 | Marqeta | Marqeta is a modern card issuing and payment processing platform that enables companies to create customized payment card programs through its open API. The platform powers card programs for major fintechs, banks, and enterprises including Square, DoorDash, and Goldman Sachs. | Oakland, United States | Public | $375M |
| 47 | Corgi | San Francisco full-stack AI-native business insurance carrier offering general liability, cyber liability, and tech/AI liability coverage for startups. Underwriting is run by AI agents end-to-end. Founded 2024 in YC S24, crossed the $1.3B unicorn line just four months after its Series A combined-seed-and-A close. | San Francisco, United States | Private | $374M |
| 48 | Persona Identity | San Francisco-based identity verification platform. Government ID, biometric, and knowledge-based verification for KYC and fraud prevention. Customers include Rippling, Deel, Coinbase, and BlockFi. Founded 2018. | San Francisco, United States | Private | $373M |
| 49 | Solana Labs | Technology company behind the Solana blockchain, a high-performance Layer 1 platform using a novel Proof of History consensus mechanism alongside proof-of-stake to achieve thousands of transactions per second with low fees. Builds developer tooling, mobile products (Saga phone), and an incubation studio for decentralized applications. | San Francisco, California, United States | Private | $360M |
| 50 | Cedar | Cedar is a healthcare financial technology platform that simplifies patient billing and payment experiences for hospitals, health systems, and medical groups. The platform uses data science and AI to personalize billing communications and optimize payment outcomes, serving over 50 million patients. | New York, United States | Private | $351M |
| 51 | Aptos Labs | Layer 1 blockchain company building the Aptos network, designed for safety, scalability, and mainstream Web3 adoption. Uses the Move programming language originally developed for Meta's discontinued Diem stablecoin project. Features a parallel execution engine (Block-STM) for high throughput. Founded by two former Meta engineers who led key aspects of the Diem blockchain. | Palo Alto, United States | Private | $350M |
| 52 | Mercury | Mercury is a fintech company that provides business banking services built specifically for startups, small businesses, and scaling companies. The platform combines FDIC-insured checking and savings accounts with modern tools like cashflow analytics, intuitive dashboards, and efficient payments. Trusted by over 200,000 startups, Mercury reached $650 million in annualized revenue by Q3 2025. | San Francisco, United States | Private | $346M |
| 53 | Rain | Rain is a global stablecoin payments platform for enterprises, providing infrastructure to move, store, and use stablecoins instantly via Visa rails across 150+ countries. | New York, US | Private | $339M |
| 54 | Mysten Labs | Mysten Labs is a web3 infrastructure company building the Sui blockchain, a Layer 1 smart contract platform designed for high throughput and low latency. Founded by five former Meta (Novi/Diem) engineers, the company also created the Move programming language and the Walrus decentralized storage protocol. | Palo Alto, United States | Private | $336M |
| 55 | Alpaca | Alpaca provides brokerage API and trading infrastructure that enables fintech companies and developers to build stock and crypto trading experiences into their applications. | San Mateo, US | Private | $333M |
| 56 | Pipe | Pipe is a financial technology platform that provides revenue-based financing, allowing companies to trade their recurring revenue streams for upfront capital without dilution or traditional debt covenants. | Miami, United States | Private | $316M |
| 57 | Newfront | Technology-driven insurance brokerage that provides business insurance, employee benefits, and risk management services. Founded by former Opendoor and LinkedIn employees, Newfront combines software automation with deep insurance expertise to modernize how middle-market businesses purchase and manage commercial insurance. | San Francisco, US | Acquired | $312M |
| 58 | Aleo | Layer 1 blockchain platform that uses zero-knowledge cryptography to enable developers to build privacy-preserving, scalable decentralized applications. Offers a hybrid approach where developers choose what data is public and what remains private. Provides Leo, a programming language for writing zero-knowledge smart contracts. Mainnet launched September 2024. | San Francisco, United States | Private | $298M |
| 59 | nesto | Montreal-based Canadian mortgage tech and financing platform. AI-driven loan origination and underwriting via the Nesto Cloud and Maestro AI products. $37B in originations this year, $80B+ mortgages under administration. Profitable. Founded 2018. | Montreal, Canada | Private | $285M |
| 60 | Capchase | New York-based vendor financing infrastructure embedded in enterprise tech sales. Often described as 'Affirm for B2B'. Offices in San Francisco and Madrid. Founded 2020. | New York, USA | Private | $280M |
| 61 | Phantom | Phantom is a multi-chain cryptocurrency wallet supporting Solana, Ethereum, Bitcoin, Base, and Polygon. Originally built as the leading Solana wallet, the app provides token swaps, NFT management, staking, and cross-chain functionality for millions of users. | San Francisco, United States | Private | $268M |
| 62 | Farther | New York tech-forward registered investment advisor (RIA) with proprietary AI-powered wealth platform. Gives independent financial advisors an integrated platform for planning, portfolio, custody, and lending. Crossed $23B+ in recruited assets since founding. | New York, United States | Private | $268M |
| 63 | KOHO Financial | Toronto and Vancouver-based Canadian neobank serving 2.5M users with roughly $250M in annual revenue. Pursuing a federal banking license. Founded 2014. | Toronto, Canada | Private | $257M |
| 64 | Addi | Addi is a Colombian fintech company that provides buy now, pay later services across Latin America. The platform enables consumers to access point-of-sale credit at partner merchants both online and in physical stores, serving over 2.5 million customers and 27,000+ merchants in Colombia, Brazil, and Mexico. | Bogota, Colombia | Private | $256M |
| 65 | Grove Fintech AI | NYC-based fintech building AI-native fraud analytics for card issuers. | New York, United States | Private | $253M |
| 66 | Morpho | Paris-based open-source decentralized lending and borrowing protocol on Ethereum and EVM chains. Pitches itself as the 'open credit network for the world'. Founded 2021 by Paul Frambot at age 20 while at Institut Polytechnique de Paris. | Paris, France | Private | $243M |
| 67 | Rogo | New York-based agentic AI platform for investment banking and finance. Felix, its core agent, runs multi-step deal workflows including deal screening, CIM generation, buyer outreach, data room diligence, and financial modeling. Used by 35,000+ professionals across 250+ institutions including Rothschild & Co, Jefferies, and Lazard. | New York, United States | Private | $242M |
| 68 | Boulevard Fintech | NYC-based fintech building AI-native SMB banking platform for restaurants and hospitality. | New York, United States | Private | $242M |
| 69 | Rhythm Fintech AI | SF-based fintech building AI-native compliance monitoring for cryptocurrency exchanges. | San Francisco, United States | Private | $236M |
| 70 | 9fin | AI-native platform for global debt markets providing leveraged finance, private credit, and distressed debt intelligence. Serves institutional investors, law firms, and banks with real-time deal analysis and market intelligence. | London, United Kingdom | Private | $232M |
| 71 | Mal | Mal is a UAE-based Islamic digital banking platform building Sharia-compliant financial services for the next generation, preparing for full launch in 2026. | Abu Dhabi, AE | Private | $230M |
| 72 | Cents | All-in-one software, hardware, and payments platform for laundromat and dry cleaner businesses. Used by 4,500+ locations processing approximately $1 billion in payments annually, making it the largest software platform in the laundry vertical. | New York, United States | Private | $217M |
| 73 | Elliptic | London-based blockchain analytics and crypto compliance platform. Processes over 1 billion transactions weekly across 65+ blockchains, serving 700+ clients (banks, exchanges, governments) across 30 countries. CEO Simone Maini leads operationally; Tom Robinson remains Chief Scientist and co-founder. | London, United Kingdom | Private | $210M |
| 74 | Upvest | Berlin-based fintech providing API-based investment infrastructure that enables banks, brokers, and fintech platforms to offer investment services across Europe without rebuilding their tech stack. | Berlin, Germany | Private | $208M |
| 75 | Talos | Talos is an institutional-grade digital asset trading technology platform providing order and execution management, prime brokerage, and portfolio management tools for institutional investors. The platform connects to major crypto exchanges and OTC desks, serving hedge funds, banks, and asset managers. | New York, United States | Private | $190M |
| 76 | Reserv | New York AI-native third-party administrator (TPA) for property and casualty insurance claims. Flagship product Reserv Glance now processes 500K complex claims per year across roughly 200 insurer, MGA, and broker clients with 500+ claims adjusters. Crossed $100M ARR in early 2026. | New York, United States | Private | $186M |
| 77 | Arc | Arc is a full-service finance platform for software startups, providing non-dilutive growth capital, banking, and treasury services built in partnership with Stripe. The platform lets founders borrow, save, and spend on one digital platform. Founded by three Stanford GSB graduates, Arc emerged from Y Combinator W22 with $161M in combined equity and debt financing. | San Francisco, United States | Private | $181M |
| 78 | Uniswap Labs | Uniswap Labs builds the Uniswap Protocol, the largest decentralized exchange (DEX) on Ethereum and the pioneer of the automated market maker (AMM) model for on-chain token trading. The protocol has processed over $4 trillion in cumulative trading volume. Uniswap Labs also developed the UNI governance token and Unichain, its own Ethereum Layer-2 blockchain. | New York, United States | Private | $178M |
| 79 | Titan | Titan is a registered investment advisor and wealth management platform that brings hedge fund-style investment strategies to retail investors. The company offers actively managed portfolios across stocks, crypto, and credit, with in-house research teams providing transparent, educational content about every investment decision. | New York, United States | Private | $173M |
| 80 | Slash | AI-powered business banking platform offering deposits, corporate cards, payments, expense management, and treasury tools for online businesses. Originally built for sneaker resellers, Slash pivoted to vertical banking after the Yeezy market collapse and now serves 5,000+ businesses across e-commerce, performance marketing, crypto, and agencies, powering $30B+ in annualized payment volume with $250M annualized revenue. | San Francisco, United States | Private | $160M |
| 81 | SmartAsset | Financial technology marketplace connecting consumers with financial advisors and providing free, automated tools for home buying, retirement planning, taxes, and investing. Reaches over 75 million people monthly through educational content and personalized calculators. | New York, US | Private | $158M |
| 82 | Wrapbook | All-in-one production payroll, accounting, and financial services platform for the entertainment industry | New York, United States | Private | $151M |
| 83 | Fivestars | Customer loyalty, marketing automation, and payments platform for small and medium-sized businesses. Fivestars replaced paper punch cards with digital loyalty programs, serving over 12,000 local businesses with 70 million consumer members, processing $3B in annual sales. Founded by two ex-McKinsey consultants who saw that large companies spent millions on loyalty programs while small businesses were completely underserved. | - | Acquired | $145M |
| 84 | Basis | AI-powered accounting platform that automates bookkeeping, reconciliation, and financial reporting for businesses. Uses large language models to understand and process financial data with human-level accuracy. | New York, US | Private | $138M |
| 85 | Cadre | Cadre is a technology-driven commercial real estate investment platform that enables individuals and institutions to invest directly in curated deals with lower minimums and fees than traditional private equity. The platform combines institutional-grade underwriting with data science and AI, and pioneered a secondary trading market for private real estate holdings. | New York, United States | Acquired | $133M |
| 86 | Moment | New York AI operating system for investment management. Integrates trading, portfolio management, and compliance for wealth firms managing over $10T including Edward Jones, LPL Financial, and Hightower Advisors. Founded 2021 by ex-Citadel Securities quants. | New York, United States | Private | $132M |
| 87 | Treasury Prime | San Francisco-based banking-as-a-service API connecting fintechs to a network of 50+ chartered banks for deposits, payments, cards, and ACH. Powers backend banking for Mercury, Marqeta partners, and dozens of YC fintechs. Founded 2017. | San Francisco, United States | Private | $127M |
| 88 | Vise | AI-powered asset management platform built for financial advisors. Uses artificial intelligence to construct, manage, and explain personalized investment portfolios for clients, helping independent financial advisors compete with larger wealth management firms by automating portfolio construction, rebalancing, and tax optimization. | New York, United States | Private | $125M |
| 89 | Ampere Payments | Lagos-based cross-border payments platform for African SMBs. USDC-rails settlement with local-currency conversion via partner banks across 34 African countries. Founded 2023. | Lagos, Nigeria | Private | $122M |
| 90 | GeoWealth | Chicago-based turnkey asset management platform (TAMP) built for registered investment advisors. Enables RIAs to build open-architecture custom models and manage client portfolios through a unified technology platform. | Chicago, United States | Private | $118M |
| 91 | CredibleX | UAE-based API-first credit-as-a-service platform for SME working capital, revenue-based finance, and receivables/payables financing. Embedded into 70+ partner platforms across the MENA region. ADGM-licensed, with $170M+ now raised across equity and debt facilities. | Abu Dhabi, United Arab Emirates | Private | $115M |
| 92 | Axoni | Axoni is a New York-based financial technology company that builds real-time data replication infrastructure for global capital markets. Its platform enables financial institutions to synchronize critical trade data automatically across counterparties, reducing reconciliation costs, risk, and errors in post-trade processing. Founded by brothers Greg and Jeff Schvey, Axoni has been deployed by major banks and market infrastructure providers including DTCC and OCC. | New York, United States | Private | $110M |
| 93 | 0x | 0x is a decentralized exchange infrastructure protocol enabling peer-to-peer trading of Ethereum-based tokens, powering DEX aggregation and swap APIs for Web3 applications. Founded by Will Warren and Amir Bandeali, the protocol raised $24M in a landmark 2017 token sale and has facilitated billions in on-chain trading volume through its open-source infrastructure. | San Francisco, United States | Private | $110M |
| 94 | Jump | AI-powered operating system for financial advisors that automates meeting notes, compliance documentation, CRM updates, meeting prep, follow-up emails, and financial data extraction. Used by nearly one in ten U.S. financial advisors, including teams at LPL Financial, Cetera, Focus Financial, Integrated Partners, and Osaic. | Salt Lake City, US | Private | $105M |
| 95 | Coral Fintech | NYC-based fintech building AI-native expense management for professional services firms. | New York, United States | Private | $101M |
| 96 | Novig | Trader-first sports prediction market that eliminates the traditional sportsbook model by enabling peer-to-peer trading on sports outcomes. The platform offers commission-free trading, full transparency, and better pricing. A Y Combinator alumnus, Novig has achieved $4B+ in annualized trading volume and has applied to the CFTC to become a federally regulated exchange available in all 50 states. | New York, US | Private | $99M |
| 97 | BVNK | Stablecoin infrastructure provider bridging fiat and stablecoins across 130+ countries for cross-border transfers and B2B transactions. Acquired by Mastercard for up to $1.8B including contingent payments. | London, United Kingdom | Acquired | $95M |
| 98 | Anrok | San Francisco-based sales tax compliance platform for SaaS companies. Auto-calculates and remits sales tax across 11,000+ US jurisdictions plus VAT/GST internationally. Customers include Notion, Vercel, Linear, and 1,800+ other SaaS companies. Founded 2020. | San Francisco, United States | Private | $94M |
| 99 | Cove Blockchain | SF-based blockchain infrastructure startup building institutional custody rails for tokenized real-world assets. | San Francisco, United States | Private | $94M |
| 100 | Gemma Fintech | NYC-based fintech building AI-native wealth advisory platform for RIAs and family offices. | New York, United States | Private | $94M |
| 101 | Jaguar Fintech | NYC-based fintech building AI-native mortgage origination for small community banks. | New York, United States | Private | $94M |
| 102 | Wren Fintech | SF-based fintech building AI-native tax filing and reconciliation for SMB accountants. | San Francisco, United States | Private | $94M |
| 103 | Star Fintech | NYC-based fintech building AI-native embedded lending for consumer marketplace platforms. | New York, United States | Private | $94M |
| 104 | Orchid Fintech | NYC-based fintech building AI-native SMB accounting for professional services firms. | New York, United States | Private | $93M |
| 105 | KAST | Stablecoin-powered global payments and neobank platform offering USD-denominated accounts and cross-border transactions across 190+ countries, serving 1M+ users with $5B in annualized transaction volume. | Singapore, Singapore | Private | $90M |
| 106 | Counterpart | Los Angeles AI-driven agentic insurance platform for small business management and professional liability coverage. Combines insurance expertise with AI to deliver tailored E&O and D&O policies, founded 2019 by Tanner Hackett. | Los Angeles, United States | Private | $90M |
| 107 | Marigold Fintech | NYC-based fintech building AI-native crypto tax reconciliation for retail investors. | New York, United States | Private | $90M |
| 108 | Feather Fintech | NYC-based fintech building AI-native accounts payable automation for enterprise finance teams. | New York, United States | Private | $90M |
| 109 | Verse Fintech AI | NYC-based fintech building AI-native retirement planning platform for RIAs and TAMPs. | New York, United States | Private | $90M |
| 110 | Dell Fintech | NYC-based fintech building AI-native expense management for law firms. | New York, United States | Private | $90M |
| 111 | Nansen | Nansen is a blockchain analytics platform that enriches on-chain data with millions of wallet labels across multiple blockchains. Crypto investors and institutions use Nansen to discover opportunities, perform due diligence, and defend portfolios with real-time dashboards and alerts, tracking over 244 million labeled wallets across 11+ blockchains. | Singapore, Singapore | Private | $88M |
| 112 | Petal Fintech | Miami-based fintech building AI-native SMB payroll for LatAm exporters. | Miami, United States | Private | $87M |
| 113 | Boku | Boku is the world's leading independent mobile payments network, enabling consumers to pay for digital goods and services using carrier billing and mobile wallets. The company connects merchants like Apple, Google, Meta, Spotify, and Microsoft to over 170 mobile network operators across 50+ countries, allowing purchases to be charged directly to phone bills. | San Francisco, United States | Public | $87M |
| 114 | Meridian Fintech | SF-based fintech building AI-native cross-border B2B payment orchestration for enterprise. | San Francisco, United States | Private | $86M |
| 115 | Kashable | New York-based fintech offering employer-sponsored low-cost installment loans, financial education, and credit-building tools as a workplace benefit. Available to over 4 million employees across 600+ employers, with the thesis that affordable credit delivered through payroll is the right wedge for working Americans without strong domestic credit history. | New York, United States | Private | $86M |
| 116 | Modus | AI-native audit technology platform that helps accounting firms perform complex audits by automating manual procedures, enhancing risk assessment, and enabling auditors to focus on judgment-driven work. Team from Palantir, Citadel, Ramp, Thoma Bravo, Bridgewater, and AWS. Invested in a top 200 accounting firm with $30M+ revenue. | New York, United States | Private | $85M |
| 117 | Daloopa | New York-based financial data layer for AI in finance. Provides structured data for 5,500+ public companies and serves hedge funds, asset managers, and AI labs. Founded 2019. | New York, USA | Private | $85M |
| 118 | Wave Voice AI | SF-based voice AI startup building AI receptionist platform for insurance brokerages. | San Francisco, United States | Private | $85M |
| 119 | Marble Voice | SF-based voice AI startup building AI-native call platform for financial advisor client outreach. | San Francisco, United States | Private | $85M |
| 120 | Truebill | Personal finance app that helps users manage subscriptions, negotiate bills, track spending, and automate savings. Founded by three brothers, it was acquired by Rocket Companies for $1.275 billion in 2021 and rebranded as Rocket Money in 2022. | Silver Spring, US | Acquired | $84M |
| 121 | Willow Fintech | NYC-based fintech building AI-native embedded credit for enterprise SaaS platforms. | New York, United States | Private | $82M |
| 122 | Silverflow | Cloud-native payment processing platform built by former Adyen executives. Provides banks, payment service providers, and merchants with modern card processing infrastructure. Eliminates legacy batch processing with real-time, API-first architecture. | Amsterdam, Netherlands | Private | $76M |
| 123 | Fun | New York-based modern payments infrastructure that lets users deposit and withdraw across crypto and fiat (USD) on consumer apps. The deposit and withdrawal layer for fintech and web3 platforms, with customers including Polymarket, Lighter, and Aave moving roughly $18B in annual payment volume. | New York, United States | Private | $76M |
| 124 | Wren Consumer | NYC-based consumer app startup building AI-native personal finance coaching for millennials. | New York, United States | Private | $76M |
| 125 | WePay | Online payments platform that provided integrated payment processing APIs for platform businesses, marketplaces, and crowdfunding sites. Founded after co-founder Rich Aberman struggled to collect money for a bachelor party, WePay was acquired by JPMorgan Chase in 2017 and operates as part of Chase Payment Solutions. | Redwood City, US | Acquired | $74M |
| 126 | SignalPlus | Hong Kong-based institutional crypto derivatives and options infrastructure. Deribit market-making and structured products. Processed $160B platform volume in Q4 2025. Founded 2022. | Hong Kong, Hong Kong | Private | $73M |
| 127 | Cryptio | Enterprise-grade crypto accounting, tax, and financial reporting platform that aggregates data from blockchains, exchanges, and custodians to produce audit-ready records for 450+ clients including Circle and ConsenSys | Paris, France | Private | $71M |
| 128 | Uptiq | Enterprise AI platform purpose-built for financial services, powering lending, wealth management, and compliance workflows through its proprietary Qore orchestration platform. Trusted by 140+ financial institutions, processing over $1 billion in transactions. | McKinney, US | Private | $70M |
| 129 | Comfi | Dubai-based B2B embedded finance and Buy Now Pay Later platform for SMEs across MENA. Pays suppliers within 24 hours while letting buyers pay in 30 to 90 day installments. Has processed 15,000+ invoices across 1,000+ clients and 4,000+ finance leaders. | Dubai, United Arab Emirates | Private | $70M |
| 130 | Climate First Bancorp | St. Petersburg, Florida-based mission-driven community bank holding company (parent of Climate First Bank and OneEthos). Approaching $2B in total assets at the 5-year mark. Plans a Florida community-bank roll-up to $4B in 5 years; contemplating an IPO. Founded 2021. | St. Petersburg, USA | Private | $67M |
| 131 | Propel | Propel builds financial tools for low-income Americans. Its flagship app (formerly Fresh EBT, then Providers) lets EBT cardholders check SNAP benefits balances, manage money, save on essentials, and earn cash back. The app serves over 5 million households monthly and has facilitated over $500 million in financial benefits. | Brooklyn, United States | Private | $67M |
| 132 | Shepherd | Cloud-based AI platform for automating underwriting of commercial insurance. Dynamically prices and issues policies for data centers, renewable energy, and construction projects using real-time project data. | New York, United States | Private | $66M |
| 133 | Fuse Autotech | Salt Lake City-based AI-native auto-lending platform automating dealer floor-plan financing and consumer loan origination. Currently handling $2.4B in annualized auto-loan flow across 340 US dealerships. Founded 2020. | Salt Lake City, United States | Private | $64M |
| 134 | Startale Group | Singapore-based blockchain infrastructure company building Strium (blockchain for tokenized securities) and JPYSC stablecoin. Aims to serve 80 million+ customers in the SBI ecosystem with a Superapp for digital asset access. | Singapore, Singapore | Private | $63M |
| 135 | Forage | San Francisco-based payments infrastructure for SNAP/EBT, WIC, and HSA/FSA. Operational across 100,000+ stores in all 50 states. Launching a consumer app targeting 1M low-income families by year-end 2026. Founded 2022 by ex-Instacart payments lead Ofek Lavian. | San Francisco, USA | Private | $62M |
| 136 | Spade | Data and AI platform that enriches financial transaction data in real time, turning messy transaction strings into structured merchant intelligence for banks and fintechs. 99.9% US/Canadian merchant coverage, processing 1.9B transactions daily. | New York, United States | Private | $61M |
| 137 | Candex | Enterprise vendor payment platform that simplifies how large companies pay and manage their long-tail suppliers, reducing procurement friction for small and one-time vendors. | New York, United States | Private | $60M |
| 138 | Findigs | New York-based AI-native rental-leasing decisioning platform covering 400,000+ apartment units. Expanding into affordable housing and rent-guarantee products. Founded 2018. | New York, USA | Private | $59M |
| 139 | Midas | Tokenization platform that turns investment products into digital tokens tradable on blockchain networks. The Midas Staked Liquidity system enables instant redemptions for tokenized yield products. Over $1.7B in mTokens minted with $37M+ in yields distributed. | Berlin, Germany | Private | $59M |
| 140 | Stake | Digital real estate investment platform enabling fractional property ownership and private real estate funds. Over 2 million users from 211+ nationalities have made 250,000+ investments across 500+ properties in Dubai and Saudi Arabia. | Dubai, AE | Private | $58M |
| 141 | bunch | Berlin-based AI-native fund operations platform for European private markets covering investor onboarding, capital calls, fund admin, accounting, and tax reporting. Often described as 'Europe's answer to Carta.' 300% ARR growth in 2025. | Berlin, Germany | Private | $58M |
| 142 | Celo | Celo is a mobile-first blockchain platform designed to make financial tools accessible to anyone with a mobile phone. Built by cLabs, the protocol enables fast, low-cost payments and stablecoin transfers, targeting the 1.7 billion underbanked people globally. In 2023, cLabs proposed transitioning Celo from a standalone Layer 1 to an Ethereum Layer 2. | San Francisco, United States | Private | $57M |
| 143 | Pace | New York-based agentic AI for insurance operations and BPO workflows. Customers include The Mutual Group, Newfront, Prudential, and WTW. Autonomously completed 250,000+ insurance workflows. Founded 2024 by Cheer alum Jamie Cuffe. | New York, USA | Private | $56M |
| 144 | Rowspace | AI platform that accelerates financial services decision-making using proprietary data. Connects structured and unstructured firm data across legacy systems (memos, models, accounting systems) and applies finance-specific intelligence to automate high-stakes decisions. Deploys directly into customer environments for data control. Institutions managing hundreds of billions in assets use it for portfolio monitoring, cross-cycle analysis, and credit optimization. | San Francisco, US | Private | $50M |
| 145 | Poetic | San Francisco-based deterministic enterprise AI workflow company. Uses a proprietary programming language to build AI workflows for insurance underwriting, fraud, and compliance. Customers include SoFi and AIG. Founded 2023 by ex-Google and ex-Waymo ML engineer Markie Wagner. | San Francisco, USA | Private | $50M |
| 146 | Crossover Markets | Digital asset technology firm operating CROSSx, one of the first execution-only cryptocurrency electronic communication networks (ECNs) for institutional traders. Delivers ultra-low latency matching, anonymous trading, and advanced tools for high-frequency and algorithmic strategies, having matched over $50B in notional volume. | Bernardsville, New Jersey, United States | Private | $49M |
| 147 | Catena Labs | AI-native bank building banking and governance infrastructure for AI agents, including spending limits, payee allowlists, and account caps. Filed for a national trust bank charter with the OCC. Founded 2025 by Circle co-founder Sean Neville. | Boston, USA | Private | $48M |
| 148 | Harper | AI-native commercial insurance brokerage automating the insurance buying process for mid-sized businesses. The platform matches buyers to over 160 carriers across workers' compensation, general liability, professional liability, cyber, commercial auto, and bonds, using AI to route quotes, handle documents, and manage underwriter follow-ups. Serves 6,000+ customers across 35 states with a 98.78% retention rate. | San Francisco, US | Private | $47M |
| 149 | EDGE Markets | New York-based infrastructure for prediction-market and gaming verticals. Flagship products EDGE Boost debit card, EDGE Connect real-time payment rail for retail traders, and EDGE Pro high-throughput deposit and margin platform for market makers on CFTC-regulated exchanges. Pursuing Introducing Broker and FCM registrations with NFA. Founded 2025. | New York, USA | Private | $46M |
| 150 | Evervault | Secure data infrastructure company providing encryption-as-a-service and payment security solutions. Offers tools for encrypting, processing, and sharing sensitive data without exposing it, with a focus on PCI compliance and payment card data protection. | Dublin, Ireland | Private | $46M |
| 151 | Notch | AI operating system for regulated industries including insurance and financial services. Originally founded as a specialty insurer, Notch pivoted to build AI agents with governance, auditability, and control for compliance-heavy workflows. | Tel Aviv, Israel | Private | $45M |
| 152 | Verse Fintech | Miami-based cross-border payments platform for Latin American SMBs. USDC-rails settlement with local-currency conversion via partner banks. Customers include Rappi, Ualá, and Kavak. Founded 2022. | Miami, United States | Private | $42M |
| 153 | Avantos | AI-native operating system for financial institutions, designed to systematize client data, onboarding, and servicing at scale. The platform unifies fragmented financial technology stacks into a single intelligent layer, integrating with CRMs, custodians, portfolio management tools, and underwriting systems. | New York, US | Private | $35M |
| 154 | Stitch | Riyadh-based fintech building a cloud-native operating system for banks and financial institutions, covering lending, cards, payments, and ledgers. Lets banks modernize fragmented legacy cores module by module rather than rip-and-replace. Over $5B in transactions processed in trailing six months. | Riyadh, Saudi Arabia | Private | $35M |
| 155 | equipifi | Scottsdale-based BNPL-as-a-service fintech that lets banks and credit unions offer buy-now-pay-later and flexible payments natively inside their own digital banking apps. Keeps installment lending inside the primary banking relationship rather than ceding it to third-party fintechs. | Scottsdale, United States | Private | $34M |
| 156 | Stacks | Builds an AI-powered platform for enterprise finance teams that automates the month-end close process. Uses agentic AI to handle reconciliations, journal entries, flux analysis, and variance reporting. Integrates with ERP systems like NetSuite and serves over 30 enterprise customers globally. | London, GB | Private | $33M |
| 157 | Xflow | B2B cross-border payments infrastructure platform for Indian businesses. Provides API-driven infrastructure enabling SaaS companies, global capability centers, IT/ITeS exporters, and goods exporters to collect overseas payments, manage foreign exchange, and settle funds locally. Supports payments from 100+ countries across 25+ currencies, serving nearly 15,000 businesses with $1B in annualized cross-border payments. | Bengaluru, IN | Private | $33M |
| 158 | Vinyl Equity | Chicago-based SEC-registered transfer agent and financial infrastructure for capital markets and corporate transactions. Cap table, transfer agent, employee equity, and secondary platform. Founded 2024. | Chicago, USA | Private | $32M |
| 159 | Zamp | Miami-based AI-powered sales tax operating system that automates filings, registrations, taxability, and notices across all 50 US states and 100+ countries. Combines AI agents with tax professionals and guarantees outcomes for SaaS and ecommerce customers managing multi-jurisdiction obligations. | Miami, United States | Private | $31M |
| 160 | Beacon Insurance | NYC-based insurtech startup building AI-native workers-comp underwriting for construction industry. | New York, United States | Private | $30M |
| 161 | Sunrise Fintech AI | NYC-based fintech building AI-native fraud detection for e-commerce marketplaces. | New York, United States | Private | $30M |
| 162 | Aster Fintech | SF-based fintech building AI-native invoice financing for staffing agencies. | San Francisco, United States | Private | $30M |
| 163 | Glow Fintech | SF-based fintech building AI-native SMB commercial insurance underwriting for restaurants. | San Francisco, United States | Private | $30M |
| 164 | Yew Fintech | NYC-based fintech building AI-native tax loss harvesting for retail wealth management. | New York, United States | Private | $30M |
| 165 | Ferry Fintech | NYC-based fintech building AI-native embedded lending for B2B marketplaces. | New York, United States | Private | $30M |
| 166 | Waltz Fintech | NYC-based fintech building AI-native accounts receivable automation for wholesale distributors. | New York, United States | Private | $30M |
| 167 | Lasso Fintech | NYC-based fintech building AI-native contractor invoicing platform for construction subs. | New York, United States | Private | $30M |
| 168 | Fern Fintech | SF-based fintech building AI-native invoice financing for e-commerce sellers. | San Francisco, United States | Private | $30M |
| 169 | Retirable | New York-based holistic retirement planning fintech pairing older Americans with Certified Financial Planners and a digital plan covering income drawdown, Medicare, Social Security, and investments. Launched October 2019. | New York, United States | Private | $29M |
| 170 | Aveni | Edinburgh-based AI assurance and compliance platform for wealth management and financial services. Launching Agent Assure and Agent Approve to assess conduct risk of consumer-facing AI agents. Founded 2018. | Edinburgh, United Kingdom | Private | $29M |
| 171 | Ember Fintech | SF-based fintech building AI-native corporate treasury for late-stage startups. | San Francisco, United States | Private | $29M |
| 172 | Sable Fintech | Miami-based fintech building AI-native cross-border expat banking. Live in 8 countries. | Miami, United States | Private | $28M |
| 173 | Otter Fintech | NYC-based fintech building AI-native subscription billing platform for D2C brands. | New York, United States | Private | $28M |
| 174 | Ivy Fintech | NYC-based fintech building AI-native student loan refinancing marketplace. | New York, United States | Private | $28M |
| 175 | Hanover Park | AI-native fund administrator for private equity and venture capital, combining fund administration, portfolio management, and LP portal into a single vertically integrated platform. Grew from $1B to $15B in assets under administration in one year. | New York, United States | Private | $27M |
| 176 | Cinder Fintech | NYC-based fintech building embedded lending APIs for B2B SaaS platforms. | New York, United States | Private | $27M |
| 177 | Nace.AI | Palo Alto applied AI company building MetaModel, a stack of task-specific Small Language Models for enterprise workflows. Runs 100+ specialized AI agents on finance, audit, and compliance work with human experts validating the final 10%. | Palo Alto, United States | Private | $27M |
| 178 | Rhythm Fintech | SF-based fintech building AI-native small business lending for e-commerce brands. Live with 250 merchants. | San Francisco, United States | Private | $27M |
| 179 | Grove Fintech | NYC-based fintech building AI-driven small business commercial lending for restaurant and food-service SMBs. | New York, United States | Private | $26M |
| 180 | Liquid | New York-based 24/7 multi-asset trading platform offering 500+ markets across crypto, equities, commodities, FX, prediction markets, and pre-IPO secondaries with up to 200x leverage. Includes an AI trading assistant and targets the always-on, all-in-one trading experience as the wedge against legacy brokerages. | New York, United States | Private | $26M |
| 181 | Valinor | Blockchain-based institutional credit platform that tokenizes private credit deals, enabling institutions to access asset-backed lending via digital securities. Uses smart contracts and stablecoins to automate lending processes. Founded by former Blackstone partners. | New York, United States | Private | $25M |
| 182 | Cove Fintech | Miami-based fintech building AI-native cross-border payment infrastructure for LatAm remittance customers. | Miami, United States | Private | $25M |
| 183 | Larkspur Fintech | London-based fintech building AI-driven treasury management for European mid-market corporates. | London, United Kingdom | Private | $25M |
| 184 | Echo Voice AI | SF-based voice AI startup building AI receptionists for financial advisors and RIAs. | San Francisco, United States | Private | $25M |
| 185 | OpenInvest | ESG and values-based investing platform that enabled financial advisors to create customized portfolios aligned with clients' environmental, social, and governance values while tracking market indices. One of the first VC-backed Public Benefit Corporations. Built Dynamic Custom Indexing (DCI) technology for personalized portfolios at scale. Acquired by JPMorgan Chase in August 2021. | San Francisco, United States | Acquired | $24M |
| 186 | Birch Fintech | Toronto-based fintech building AI-native tax preparation for Canadian self-employed workers. | Toronto, Canada | Private | $23M |
| 187 | Fjord Fintech | Stockholm-based fintech building AI-native corporate cards for Nordic startups. Live with 800 customers. | Stockholm, Sweden | Private | $22M |
| 188 | Outmarket AI | San Francisco AI platform for insurance brokerages. Connects to agency management systems and automates policy checking, loss-run analysis, and policy comparison across commercial, benefits, personal, and specialty lines. Launched March 2025. | San Francisco, United States | Private | $22M |
| 189 | FutureAdvisor | Digital wealth management platform that provided automated, algorithm-driven investment advisory services to everyday investors. The platform analyzed retirement and brokerage accounts, recommended ways to reduce fees, maximize tax efficiency, and select the right investments. One of the early robo-advisors. | San Francisco, United States | Acquired | $22M |
| 190 | Novella | New York-based AI-powered wholesale insurance broker for the excess and surplus (E&S) market, focused on high-risk, unique, or complex coverage. AI agents handle placement, binding, form comparison, policy review, billing, endorsements, and renewals. R&D in Tel Aviv, offices in Miami and Houston. | New York, United States | Private | $21M |
| 191 | Greenboard | San Francisco AI-powered financial compliance operating system. Greenboard Go answers employee compliance questions instantly with policy-grounded answers, routes decisions to compliance owners, and prepares tasks for human review. 500+ financial institutions on the platform. | San Francisco, United States | Private | $20M |
| 192 | Performativ | Copenhagen-based AI-native operating system for wealth management firms. Single cloud-native platform integrating portfolio management, performance and attribution analytics, risk, compliance, multi-custodian data aggregation, reporting, and trading. Targeting the legacy stack used by European private banks and family offices. | Copenhagen, Denmark | Private | $20M |
| 193 | Eisen | New York compliance operations infrastructure for fintechs and banks. Covers escheatment, dormant-account monitoring, 1099 reporting, disbursement workflows, and state-by-state regulatory compliance. Monitors roughly $16B in balances across 50 customers including Adyen, Binance.US, BitGo, OKX, and PeoplesBank. Prevented 31% of at-risk assets from state custody in 2025. | New York, United States | Private | $19M |
| 194 | Capsa AI | UK-founded, New York-headquartered AI operating system for private capital. Sourcing, due diligence, and portfolio monitoring for PE, VC, and credit funds. 14x YoY ARR growth and 122% NDR. Founded 2023. | New York, USA | Private | $18M |
| 195 | Meridian | AI-powered financial modeling IDE that operates as an "agentic spreadsheet." A standalone workspace (similar to Cursor for code) where AI agents handle financial modeling, reducing modeling time by up to 90%. Integrates data sources into one connected workspace with full audit trails. | New York, US | Private | $17M |
| 196 | XFX | Foreign exchange settlement startup specializing in high-speed fiat-to-stablecoin FX and payment infrastructure for institutional clients. Supports USD, Mexican peso, Colombian peso, and various stablecoins. | Miami, United States | Private | $17M |
| 197 | Payra | B2B payments and accounts receivable automation platform built for construction and industrial businesses running on legacy ERP systems. Integrates directly with accounting systems using proprietary AI-enabled technology, helping customers achieve 20% reductions in days sales outstanding. | Nashville, US | Private | $15M |
| 198 | Trayd | Construction payroll and compliance platform for specialty trade contractors. Automates wage calculations, tax adjustments, and compliance across union, prevailing wage, and multi-state environments. Reduced payroll processing from 14 hours to 27 minutes. | New York, United States | Private | $15M |
| 199 | Onyx Financial | London-based AI financial copilot for SMB CFOs that auto-prepares board packs, monthly close, and runway scenarios from accounting and bank data. YC W25. Founded 2024. | London, United Kingdom | Private | $15M |
| 200 | Sendwave | Sendwave is a mobile remittance app enabling instant, low-cost money transfers from the US, UK, Canada, and Europe to countries across East and West Africa and Asia. The company pioneered direct-to-mobile money transfers, allowing users to send money from their smartphone with minimal fees. Founded by Drew Durbin and Lincoln Quirk after meeting as freshman hallmates at Brown University, the company participated in Y Combinator's W12 batch. By 2020, Sendwave was facilitating billions of dollars in annual transfers. Acquired by WorldRemit (now Zepz) in February 2021 for approximately $500 million. | Boston, US | Acquired | $14M |
| 201 | Anchor Underwriting | New York-based insurtech startup building AI-native underwriting workflows for commercial specialty lines. Serves brokers and MGAs across property, casualty, and cyber. | New York, United States | Private | $10M |
| 202 | Paystack | Paystack is a Nigerian fintech company that provides modern payments infrastructure for Africa, enabling businesses to accept payments via credit card, debit card, money transfer, and mobile money through a simple API integration. | Lagos, NG | Acquired | $9M |
| 203 | Cycles | Toronto-based privacy-preserving multilateral clearing protocol from Cosmos co-founder Ethan Buchman's Informal Systems. Uses ZK proofs, TEEs, and graph algorithms to net obligations across crypto trading and stablecoin payment flows. Launching Cycles Pay stablecoin. | Toronto, Canada | Private | $9M |
| 204 | Tangible | Fintech platform helping hardtech companies (robotics, climate tech, mobility, data centers) access structured debt financing from institutional lenders. AI-powered platform standardizes data, documentation, and reporting, reducing reliance on dilutive equity rounds. 28 banks on platform. | London, GB | Private | $8M |
| 205 | Braid Financial | Mexico City-based fintech building embedded credit and payment infrastructure for LatAm B2B marketplaces. Powers instant-underwriting APIs for cross-border trade. | Mexico City, Mexico | Private | $8M |
| 206 | Meadow Fintech | Toronto-based fintech building AI-native small business banking for Canadian SMBs. | Toronto, Canada | Private | $8M |
| 207 | Vector Fintech | Miami-based B2B accounts-payable fintech building AI-native invoice-to-pay for construction and industrial SMBs. | Miami, United States | Private | $8M |
| 208 | Paypercut | Sofia, Bulgaria-based Central and Eastern European payments infrastructure for online merchants. 200+ merchants across 8 CEE markets. Irish EMI license in progress. Founded 2024 by ex-SumUp leaders. | Sofia, Bulgaria | Private | $7M |
| 209 | Fjords Fintech | Stockholm-based B2B expense-management fintech building AI-native corporate cards for Nordic mid-market. Launched July 2026 with 40 pilot customers. | Stockholm, Sweden | Private | $7M |
| 210 | Vellum Financial | San Francisco-based fintech building AI-driven wealth management for high-net-worth families. Live with 25 pilot family offices. | San Francisco, United States | Private | $7M |
| 211 | Salient Trade | Singapore-based supply chain fintech building AI-native trade finance for SEA importers and exporters. | Singapore, Singapore | Private | $7M |
| 212 | SpeedLabs | New York-based 'Momentum Markets' platform. AI engine that mints and prices entirely new in-play sports markets in real time as momentum swings happen, rather than repricing pre-set sportsbook lines. Launching summer 2026. Founded 2025. | New York, USA | Private | $7M |
| 213 | Didit | Spain-based programmable identity verification and fraud prevention API serving 1,500+ customers. Profitable with 30%+ monthly growth. Founded 2023 by twin AI engineers Alberto and Alejandro Rosas. | Barcelona, Spain | Private | $6M |
| 214 | Reset | Menlo Park-based embedded earned wage access (EWA) platform built for credit unions and community banks. Fee-free daily access to earned income and automated cashflow budgeting integrated through accountholders' existing financial institution. | Menlo Park, USA | Private | $6M |
| 215 | Loop Payments | Sao Paulo-based fintech startup building B2B payment orchestration for Brazilian mid-market SMBs. Live with 400 customers across retail and services. | Sao Paulo, Brazil | Private | $6M |
| 216 | Prosper Fintech | Bogota-based LatAm fintech building embedded lending APIs for Colombia and Peru retail SMBs. | Bogota, Colombia | Private | $6M |
| 217 | t54 Labs | Trust and verification infrastructure platform for AI agents in the autonomous economy. Provides identity verification ('know your agent'), real-time risk systems, credit lines for AI agents, and integrated settlement. Built on XRP Ledger, Solana, and Base networks as a trust layer for agentic finance. | San Francisco, US | Private | $5M |
| 218 | Numos | AI platform for enterprise finance teams that continuously analyzes transactions across accounting systems, billing tools, data warehouses, and spreadsheets. Shows sources, reasoning, and audit trails at every step (variance analysis, reconciliations, quote-to-cash). Customers see 80% faster FP&A reporting. | San Francisco, United States | Private | $4M |
| 219 | Sherpas | Sherpas is an AI-native infrastructure platform for wealth management firms, serving as an operating layer for financial advice. The platform automates data intake, runs financial diagnostics and scenario modeling, and generates personalized proposals, reducing advisory workflows from hours to minutes. Targets RIAs, advisory consultants, credit unions, and community banks. | Miami, US | Private | $4M |
| 220 | Balanced | Balanced (formerly PoundPay) was a payments API built for online marketplaces, enabling two-sided transactions where buyers pay and sellers get paid. The platform handled credit card processing, escrow, ACH deposits, and fee collection. Notable for radical transparency with its open-source product roadmap on GitHub, Balanced shut down in 2015 and transitioned customers to Stripe. | San Francisco, United States | Private | $3M |
| 221 | Ficus | Fintech platform modernizing life-insurance retained-asset accounts as digital beneficiary accounts. Founded 2025. | New York, USA | Private | $2M |
| 222 | Cognito | Identity verification and compliance platform (formerly BlockScore). Used phone numbers to verify real-world identity including name, DOB, address, and SSN. Originally built for crypto compliance, later pivoted to a phone-first verification approach that achieved 2,000% more traction. Acquired by Plaid in January 2022 for a reported $250M. | Palo Alto, United States | Acquired | $2M |
| 223 | Rizon | Rizon is a global dollar neobank that enables users to deposit, send, spend, and receive USDC and USDT stablecoins across 122 countries. The platform issues Visa cards accepted at over 100 million merchants and ATMs worldwide, with international transfers at up to 86% lower cost than traditional providers. | Newark, United States | Private | $2M |
| 224 | Boundary Labs | Building USBD, a verifiable institutional-grade overcollateralized stablecoin launching on Ethereum mainnet in early summer 2026. Targets bank-treasury and asset-manager use cases that require on-chain proofs of collateralization at every block. | New York, United States | Private | $2M |
| 225 | Endl | Stablecoin-native neobanking platform offering businesses a unified interface to manage multi-currency accounts, hold and convert fiat and stablecoins, and execute international payouts. Targets businesses in Southeast Asia, the Middle East, and India. | Dubai, AE | Private | $2M |
| 226 | Shackleton Finance | UK-authorised Alternative Investment Fund Manager (AIFM) and subsidiary of Shackleton Ventures. Manages four funds under FCA regulation, specializing in secondary venture and development capital investments. Being rebranded as Gorilla Technology Capital following acquisition. | London, UK | Acquired | - |
| 227 | Brink's | Leading global provider of cash and valuables management, digital retail solutions, and ATM managed services. Operates in 51 countries through approximately 1,200 facilities and 15,900 vehicles. Core services include cash-in-transit, ATM replenishment and maintenance, vault outsourcing, money processing, and international transportation of valuables. | Richmond, US | Private | - |
| 228 | NCR Atleos | Financial technology company focused on self-service banking infrastructure, primarily ATMs, for banks and retailers worldwide. Operates the largest surcharge-free ATM network (Allpoint) and provides ATM-as-a-Service outsourcing solutions. Created through the October 2023 spin-off of NCR Corporation's ATM and self-service banking business. Being acquired by Brink's for $6.6B (announced Feb 2026). | Atlanta, US | Private | - |
| 229 | Abrigo | Leading provider of compliance, credit risk, lending, asset/liability management, and data analytics software for U.S. community financial institutions. Serves 2,300+ banks and credit unions. Formed through the 2019 merger of Banker's Toolbox, Sageworks, and MainStreet Technologies. | Austin, United States | Private | - |
| 230 | 360 View | CRM, marketing automation, and profitability analytics platform purpose-built for banks and credit unions. Known for its 'made by bankers, for bankers' approach, enabling financial institutions to unify customer data, workflows, and growth strategies. | Nashville, United States | Acquired | - |